Privacy Policy

Privacy Policy

Introduction

Welcome to https://cost-of-earthquake-insurance-in-phoenix.livebursts.com (hereinafter referred to as “Cost of Earthquake Insurance in Phoenix,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and protection of data that is gathered through our website, applications, services, and products.

Scope

This policy covers all aspects of our digital presence, including but not limited to:

  1. Our official website at https://cost-of-earthquake-insurance-in-phoenix.livebursts.com.
  2. Any mobile or desktop applications developed by us and made available to users.
  3. Services offered through these platforms, such as data analysis, personalized recommendations, and customer support.
  4. Products we provide, including insurance plans and related digital tools.

Please note that this policy does not extend to third-party services or websites linked from our platform. These external platforms have their own privacy policies, and we encourage you to review them before using any such services.

Processing Activities

This Privacy Policy governs your interactions with us when:

  1. You create an account and use our applications or services as an authorized user.
  2. You visit our websites linked to this policy.
  3. You subscribe to receive communications from us, including newsletters, emails, telephone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal information to enhance your experience and provide our services effectively. The data we gather includes:

  1. Account Information: Details related to your user account creation, such as username, email address, and password.
  2. Payment Information: Credit card numbers, billing addresses, and payment history for processing transactions.
  3. Financial Information: Data about your financial status or insurance-related inquiries may be collected to assess risk and provide accurate quotes.
  4. Purchase Information: Records of products or services purchased from us, including order details and delivery addresses.
  5. Mobile Device Identifiers: Unique identifiers associated with your mobile device for analytics and personalization.
  6. Location Data: Your geographical location information, which we may collect to provide relevant content or services.
  7. Feedback: Any comments, reviews, or ratings you share with us to improve our products and services.
  8. Social Media Information: If you choose to connect your social media accounts, we may access your public profile information for the purpose of personalization.
  9. Product Information: Details about the insurance plans you show interest in, including preferences and coverage choices.

We collect this data through multiple channels: user input forms, interactions with our applications and websites, analytics tools, and third-party providers.

Cookies

We employ cookies to enhance your experience on our platforms and for analytical purposes:

  1. Strictly Necessary Cookies: These ensure the basic functionality of our websites and applications. They are essential for navigation and cannot be disabled.
  2. Preference Cookies: Used to remember your preferences, such as language settings or layout choices.
  3. Analytics Cookies: Allow us to collect data about how you interact with our content, including metrics on page views, time spent, and user behavior.

Users can manage their cookie preferences through our Cookie Manager, which provides control over non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws. Once the retention period expires or upon request for deletion, we ensure that your data is securely deleted or anonymized.

Security Measures

Implementing robust security measures is paramount to protect your personal information. We employ:

  1. Encryption: Secure data transmission and storage through encryption protocols.
  2. Third-Party Processing: Engaging trusted third-party service providers who adhere to strict security standards.
  3. Regular Audits: Conducting periodic security audits to identify and mitigate potential vulnerabilities.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. If you believe we have collected data from a minor, please contact us at the address provided below, and we will take appropriate steps to delete such information.

Your Rights

Depending on your location, you may have certain rights regarding your personal data:

  1. Access: The right to request access to the personal data we hold about you.
  2. Rectification: Requesting corrections or updates if your data is inaccurate or incomplete.
  3. Erasure (Right to be Forgotten): Asking us to delete your personal information in certain circumstances.
  4. Restriction: Limiting our processing of your data while we verify its accuracy.
  5. Portability: Receiving a copy of your data in a structured format, and the right to transfer it to another controller.
  6. Objection: Objecting to the processing of your data for specific purposes.
  7. Non-Discrimination: The right not to be discriminated against due to your exercise of data protection rights.

To exercise these rights or file appeals/complaints, please contact our Privacy Team via email at [email protected] or by post to the address provided below.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be notified on our website, and we encourage you to review this policy periodically.

Contact Information

For any questions regarding privacy, data-related inquiries, unsubscription requests, or to exercise your rights, please contact us: